Advanced 401(k) Calculator Advanced 401(k) Calculator Current Age: The age you are right now. Retirement Age: The age you plan to retire at. Current 401(k) Balance ($): How much you already have saved in your 401(k). Monthly Contribution ($): How much you contribute each month from your paycheck. Employer Match (%): Percentage of your contribution that your employer matches. Employer Match Cap (% of salary): Maximum portion of your salary that employer will match. Annual Salary ($): Your yearly salary. Used to calculate employer match. Expected Annual Return (%): The average annual growth of your investments. Contribution Type: Pre-Tax Roth Pre-Tax contributions reduce your taxable income now. Roth contributions are taxed now but grow tax-free. Expected Annual Salary Increase (%): Optional: how much your contributions increase each year with raises. Expected Inflation Rate (%): Optional: adjusts your retirement balance to today’s dollars to account for inflation. Calculate